Kate is a 41-year-old HR Manager who works full-time at a large construction company. She’s been in the role for eight years. While she enjoys her job, it offers limited opportunities for advancement and infrequent salary reviews and increases.
She is married to John, who owns a very small business. They have three children aged 2, 6, and 9.
Kate is the household’s financial manager. She manages both the household and the business budgets — tracking expenses in a spreadsheet, paying the bills, and trying to budget smartly. However, since her husband’s income fluctuates a lot, this can be challenging.
