Sabine is a 45-year-old administrative professional living in a mid-sized German town. She works part-time in an office, shares a home with her husband and two school-age children, and has long been the quiet backbone of the family’s finances. For years, “money management” meant paying bills on time, checking bank balances, and keeping the grocery budget under control. It was practical and immediate, focused on the next month rather than the next decade. As costs rose — electricity, food, transport — Sabine realised her careful routines were no longer enough.
Sabine – Germany
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