I grew up in a family where money was managed simply but responsibly. My parents taught me the importance of saving and avoiding unnecessary expenses. These values shaped my approach to money management and helped me build financial discipline as an adult.

Sabine is a 45-year-old administrative professional living in a mid-sized German town. She works part-time in an office, shares a home with her husband and two school-age children, and has long been the quiet backbone of the family’s finances. For years, “money management” meant paying bills on time, checking bank balances, and keeping the grocery…

I am an ambitious young woman from Cyprus, working as an accountant while studying Accounting & Finance. I am passionate about becoming financially independent and building a stable future through discipline, careful planning, and lifelong learning.