I started planning in my early 40s. I contributed regularly to my occupational pension and avoided unnecessary expenses. I also made sure to pay off major debts before retiring, so I wouldn’t carry financial burdens into this stage of life. Predicting future needs was difficult, especially healthcare. Also, I didn’t know how to adjust emotionally…

At this stage of my life, I am really concerned about financial issues, and about retirement plans, and health insurance. They are sources of worry and stress. I think this has mainly to do with the actual economic system and environment around us. This is somewhat threatening for people who are not wealthy. The pension…

My name is Sophie. I’m 31 and single, living in rural Ireland. I work as a Project Manager with an SME. The job is varied and rewarding but also high-pressure.